Lloyds Dividend Calculator (UK)

Input Parameters

Share Holdings
Total Lloyds shares you own
LSE pence per share
LSE pence per share (example: 2024 data (for example only))
Dividend Details
Total annual dividend in pence (example: 2024 data (for example only))
How often dividends are paid
Expected next payment per share in pence
Expected payment date (optional)
DRIP (Dividend Reinvestment)
UK Tax Settings
2025/26 allowance: £500

Results

Enter your share details and click "Calculate Dividends" to see your results.

How We Calculate This

Calculation Formulas

  • Gross Dividends (£) = Number of shares × Annual dividend per share (p) ÷ 100
  • Taxable Dividends (£) = max(0, Gross dividends − Dividend allowance)
  • Dividend Tax (£) = Taxable dividends × Tax rate (based on your band)
  • Net Dividends (£) = Gross dividends − Dividend tax
  • Current Yield (%) = Annual dividend per share ÷ Current price × 100
  • Yield on Cost (%) = Annual dividend per share ÷ Average buy price × 100
  • DRIP: On each payment, new shares = floor((Net payment − Fee) ÷ Price at payment)

Data Sources & Assumptions

Important: This calculator provides estimates only. Actual dividends, prices, and tax liabilities may vary. Always verify with official sources and consult a financial advisor for personalized advice.

Frequently Asked Questions

Is this official Lloyds data?

No—this is an educational calculator. You control all assumptions. See our links to Lloyds' official dividend page and reputable data sources above.

How often does Lloyds pay dividends?

Typically semi-annual (interim around September, final around May), but amounts and dates can change. Check DividendMax for the latest calendar.

How is UK dividend tax applied?

We apply the selected tax year's allowance (£500 in 2025/26) and then the current dividend tax rates for your band (Basic 8.75%, Higher 33.75%, Additional 39.35%). ISAs and SIPPs are tax-free. Source: Which?

Does the DRIP guarantee higher returns?

No. DRIP increases share count mechanically through reinvestment, but future price and dividend changes affect results. It's a projection tool, not a guarantee.

Where do the example dividends come from?

From public summaries like StockAnalysis. You can override any assumption with your own data.

Will this work on my phone?

Yes—designed mobile-first with touch-friendly controls and fully responsive across all devices.